Category Archives: Health Care Reform

Articles and Comments on Health Care Reform

We are your Trusted Advisor! NAIC passes a resolution supporting insurance Experts

One of my big concerns about the Patient Protection and Affordable Care Act (PPACA) that passed in March was the creation of “Navigators” to help people find health insurance. These Navigators were not required to be licensed to sell insurance or have any real extensive training. A Navigator could be an Union employee or an...

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What in the world is a Medical Loss Ratio?

If you’re like most people, you’re probably concerned with how the recent health reform legislation will impact your business. There’s certainly a lot for business owners to think about – what decisions do I need to make, what reports will I need to file, what should I tell my employees, and how will this impact...

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COBRA Subsidy Extension Ended

Since February 2009, Congress extended the COBRA subsidy to unemployed workers four times. The last extension – The Continuing Extension Act of 2010 (CEA) – amended ARRA to further extend the period to qualify for the COBRA premium reduction until May 31, 2010. The latest effort for any continued COBRA extensions stalled before the Memorial...

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Reporting Requirements of PPACA

One of the major goals of the Patient Protection and Affordable Care Act (PPACA) is to insure millions of new Americans. To accomplish this goal, the government is expanding Medicaid to 133% of the federal poverty level, providing premium subsidies and tax credits to individuals up to 400% of poverty, and requiring employers with more...

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A Visual Health Care Reform Timeline

For those of you who love flow charts, have I got one for you. This is a really good timeline of health care reform and what is going to happen when.

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