Health Reform Round 1 – September 23 Changes and what to Expect

With the new Health Reform through the Patient Protection and Affordable Care Act (PPACA), there are many changes that will take place with your group health insurance plan, effective September 23rd. Most of you who have fully insured plans have not seen these changes...

Will you survive a retirement plan audit?

Will you survive a retirement plan audit? How about an employee lawsuit? You know your business inside and out. But do you know everything there is to know about maintaining your 401(k) plan? Did you know that a plan fiduciary (YOU, perhaps?) can be held personally...

What in the world is a Medical Loss Ratio?

If you’re like most people, you’re probably concerned with how the recent health reform legislation will impact your business. There’s certainly a lot for business owners to think about – what decisions do I need to make, what reports will I need to file, what should...

COBRA Subsidy Extension Ended

Since February 2009, Congress extended the COBRA subsidy to unemployed workers four times. The last extension – The Continuing Extension Act of 2010 (CEA) – amended ARRA to further extend the period to qualify for the COBRA premium reduction until May 31,...