Health Reform Round 1 – September 23 Changes and what to Expect

With the new Health Reform through the Patient Protection and Affordable Care Act (PPACA), there are many changes that will take place with your group health insurance plan, effective September 23rd. Most of you who have fully insured plans have not seen these changes...

What in the world is a Medical Loss Ratio?

If you’re like most people, you’re probably concerned with how the recent health reform legislation will impact your business. There’s certainly a lot for business owners to think about – what decisions do I need to make, what reports will I need to file, what should...

COBRA Subsidy Extension Ended

Since February 2009, Congress extended the COBRA subsidy to unemployed workers four times. The last extension – The Continuing Extension Act of 2010 (CEA) – amended ARRA to further extend the period to qualify for the COBRA premium reduction until May 31,...

Reporting Requirements of PPACA

One of the major goals of the Patient Protection and Affordable Care Act (PPACA) is to insure millions of new Americans. To accomplish this goal, the government is expanding Medicaid to 133% of the federal poverty level, providing premium subsidies and tax credits to...