Will you survive a retirement plan audit?

Will you survive a retirement plan audit? How about an employee lawsuit? You know your business inside and out. But do you know everything there is to know about maintaining your 401(k) plan? Did you know that a plan fiduciary (YOU, perhaps?) can be held personally...

What in the world is a Medical Loss Ratio?

If you’re like most people, you’re probably concerned with how the recent health reform legislation will impact your business. There’s certainly a lot for business owners to think about – what decisions do I need to make, what reports will I need to file, what should...

COBRA Subsidy Extension Ended

Since February 2009, Congress extended the COBRA subsidy to unemployed workers four times. The last extension – The Continuing Extension Act of 2010 (CEA) – amended ARRA to further extend the period to qualify for the COBRA premium reduction until May 31,...

Reporting Requirements of PPACA

One of the major goals of the Patient Protection and Affordable Care Act (PPACA) is to insure millions of new Americans. To accomplish this goal, the government is expanding Medicaid to 133% of the federal poverty level, providing premium subsidies and tax credits to...

A Visual Health Care Reform Timeline

For those of you who love flow charts, have I got one for you. This is a really good timeline of health care reform and what is going to happen when.

Health Care Reform Timeline

As you may be aware, I’m staying on top of all of the Health Care Reform information as it is released. Here is a timeline of events, starting with 2010. Now, exact dates have not been given for things such as the dependent to age 26 coverage rules, but most of...