by Todd | Jun 24, 2015
Valuing a Key Employee It can be hard to put an exact monetary value on how important a key person is to a given business. The goal when valuing a key person for life and disability insurance is to get the correct amount of coverage based on the specific needs of the...
by Todd | Jun 18, 2015
Many people mistakenly believe government programs, like Medicare and Medicaid, will provide all the long-term care services they need. Unfortunately, this may not be the case. Failing to plan how you’ll pay for long-term care services may place you at serious...
by Todd | Jun 10, 2015
The proposed rules on use of financial incentives within workplace wellness programs were published by the Equal Employment Opportunity Commission (EEOC) on April 16, 2015. These rules align the wellness provisions of the Affordable Care Act (ACA) and the Health...
by Todd | Jun 10, 2015
As employer groups with 51-100 employees renew or purchase health insurance coverage in 2016, they must abide by the rules and regulations governing the small group market, including those related to benefit coverage and essential health benefits; actuarial value, and...
by Todd | Jun 9, 2015
Recently, your health insurance company may have requested your Social Security number, as well as the Social Security numbers of your spouse and your qualifying dependents. Due to a new reporting requirement, you will need to report qualifying health coverage...
by Todd | May 27, 2015
Do you know what your most valuable asset is? It’s not your car or your home – it is your ability to earn an income. This short, 2 minute video gives a great explanation of how Long Term Disability coverage can protect you. We can help design a plan that...
