Group Life Insurance – What is Imputed Income?

Many employers provide employees with employer-paid group-term life insurance benefits or arrange for employees to purchase group term life insurance benefits. But did you know that in some cases, if an employer pays for more than a $50,000 life insurance benefit,...

How much coverage do I need for Key Person Insurance?

Valuing a Key Employee It can be hard to put an exact monetary value on how important a key person is to a given business. The goal when valuing a key person for life and disability insurance is to get the correct amount of coverage based on the specific needs of the...

Your Most Valuable Asset – A Primer on Long Term Disability

Do you know what your most valuable asset is? It’s not your car or your home – it is your ability to earn an income. This short, 2 minute video gives a great explanation of how Long Term Disability coverage can protect you. We can help design a plan that...

The Role of Long Term Care Insurance in Retirement Planning

As you are planning for retirement, you’ve probably started thinking about where you’ll live and the leisure activities you’ll finally have time to pursue. But have you considered how you’ll pay for the Long Term Care (LTC) services you may need? According to...