by Todd | Jul 25, 2017
When deciding how much life insurance a person needs, Financial Planners recommend an amount of 7 to 10 times your annual income. But what if you don’t have any annual income? What if you are a full-time, stay at home spouse and parent? Do you need a life...
by Todd | Jul 31, 2015
Many employers provide employees with employer-paid group-term life insurance benefits or arrange for employees to purchase group term life insurance benefits. But did you know that in some cases, if an employer pays for more than a $50,000 life insurance benefit,...
by Todd | Jun 24, 2015
Valuing a Key Employee It can be hard to put an exact monetary value on how important a key person is to a given business. The goal when valuing a key person for life and disability insurance is to get the correct amount of coverage based on the specific needs of the...