New Reporting Obligation Requires Cost of Coverage on W-2s

Employers will be responsible for reporting to employees the total cost of their group health benefit plan coverage on their W-2 forms under the Patient Protection and Affordable Care Act. The reporting requirements are expected to apply to the 2012 W-2 forms, which...

Health Reform Round 1 – September 23 Changes and what to Expect

With the new Health Reform through the Patient Protection and Affordable Care Act (PPACA), there are many changes that will take place with your group health insurance plan, effective September 23rd. Most of you who have fully insured plans have not seen these changes...

What in the world is a Medical Loss Ratio?

If you’re like most people, you’re probably concerned with how the recent health reform legislation will impact your business. There’s certainly a lot for business owners to think about – what decisions do I need to make, what reports will I need to file, what should...